About Me

What is your why?

I created Purposeful Credit Solutions because I discovered that money has a specific purpose in our lives. We need to understand that purpose or we will forever be in financial turmoil. 


I started to understand this lesson in 2008; when I was laid off from my Commercial Underwriting job.  I left with a severance check, but I had no emergency funds. After my  severance funds were depleted, my financial situation spiraled out of control. I knew I had to stop spending and wasting money unnecessarily, but I didn't know how.  

After I was laid off, I went back to school and graduated with a degree in Business Administration from the University of San Diego.  I left school with a large amount of student loan debt and my poverty mindset remained. 

After I left school, I researched ways on how to invest and leverage credit  to build wealth. I now paid my bills on time, but I still did not fully embrace debt freedom, I still kept spending recklessly. So, in addition to student loan debt, I now had over $10,000 in credit card debt.  I reached a point where I was tired of living in lack and defeat.  My breakthrough came when I cut out unnecessary spending and created a  budget.  As my wealth mindset started to evolve, I looked for ways to save money.  I created additional streams of income and more importantly stopped using my credit cards.  

For the first time in my life, I now knew I could be debt free. My actions were now aligned with my newly formed wealth mindset. I now knew I could achieve, what I thought was unobtainable  - debt feedom. 

Ask yourself, what is your why? How did you acquire your debt? Are you tired of living a life of defeat and regret? You can have a better future.  When you can stand in your truth and accept responsibility for your financial decisions, you are taking the first step to living a life of purpose and destiny. 


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