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Before you pay a collection company, you always need to validate debt. This simply means, the collection company must prove they are legally assigned to collect on the debt and it can be validated.
Validation simply means, the collection company can prove the debt is legally yours. Once the debt is validated, you can then negotiate a settlement offer with the collection company.
"Oh my gosh! I was ready to file bankruptcy and you have helped me so much. I can now buy a car at a decent APR!"
"My credit has not been good for some years now, due to me being young. As my grandma was dying, it became an eye opener to me because that I couldn’t run to her for to rescue me
So around the summer time of 2017, I started reaching out to people and businesses for help. I never felt comfortable with any of them, till I came across a post in a group. I noticed this lady commented on the post. Her response seemed so sincere and real to me, like she wasn’t trying to just get money from people so I messaged her and explained my situation.
Well long story short this woman has been nothing but a blessing to me. My credit score has went up and she has had things removed from my credit. I use to be at a point where if I applied for a card the company would just laugh at me. Well I’m her to say I can now be approved for things. Now it didn’t happen over night and she’s still working on somethings for me but because She has allowed God to use her I have entered year 2018 just about debt free. So I said all of that to tell you if you need help or advice reach out to her."
You don't have to ignore your credit any longer. We can help you restore your credit by helping you with the following:
Stop ignoring your creditors! You don't have to be embarassed about your credit score any longer.